There are multiple factors to consider when determining the direction of mortgage interest rates in 2026. Sorapop Udomsri/Sorapop/Getty Images Despite some declines at the start of 2026, mortgage rates have been on their way up in recent weeks. In early March, the average rate on 30-year mortgages was just 5.75%, according to Zillow data. As … Read more
The average homeowner is sitting on a sizable amount of equity from which they can borrow from now. sinenkiy/Sinenkiy/Getty Images A report last week showing inflation surging once again may have been unwelcome, but it wasn’t surprising for millions of Americans. While a rate of 3.3% is the highest it’s been in years, many Americans … Read more
Homebuyers and owners looking to refinance should start by reviewing their daily mortgage rate options. Fran Polito/Getty Images Borrowers hoping for mortgage interest rates to decline haven’t had much luck lately. Inflation surged in the latest reading from the Bureau of Labor Statistics, further pushing out the likelihood of a Federal Reserve interest rate cut. … Read more
Today’s mortgage rates represent a genuine improvement from the recent highs we’ve seen. Andrii Yalanskyi/Getty Images After weeks of rampant market turbulence, mortgage rates are finally showing signs of easing. The 30-year mortgage rate has dropped to its lowest point in recent weeks, marking a meaningful shift from where it stood just days ago. The … Read more
HELOC rates could experience big shifts by the end of this year, experts say, and there are a few reasons why. PM Images/Getty Images Interest rates on home equity lines of credit (HELOCs) are currently more affordable than they have been in quite a while. Over the last 18 months, they’ve fallen from around 9% … Read more
With inflation surging again, the costs of homebuying and refinancing are likely to rise once more. taylanibrahim/Getty Images While monitoring the Federal Reserve and its interest rate policy is an integral part of the homebuying and refinancing process, it’s not the only thing borrowers should consider. Mortgage interest rates, after all, are driven by a … Read more
Mortgage rates have changed noticeably recently, both for buyers and owners hoping to refinance. DanDriedger/SimplyCreativePhotography/Getty Images Borrowers hoping for a drop in inflation and a corresponding interest rate cut woke up to disappointing news Friday morning when the latest report from the Bureau of Labor Statistics showed a surge in the rate. Now at 3.3%, … Read more
Homebuyers and owners hoping to refinance should begin by familiarizing themselves with the current mortgage interest rate environment. carlofranco/Getty Images Shopping around for mortgage interest rates has been shown to result in a mortgage interest rate around half a percentage point below average. And that makes sense. Mortgage lenders will respond to market conditions in … Read more
Homebuyers and owners looking to refinance should carefully evaluate their rate options before acting now. Kirpal Kooner/Getty Images Average mortgage interest rates in early 2026 were often below 6% for 30-year mortgage terms, and some borrowers were able to find rates closer to the 5.50% mark. That was a welcome development after rates surged in recent … Read more
Before you apply for a home loan, make sure you know what today’s mortgage interest rates look like. jayk7/Getty Images Several recent economic challenges, including the ongoing conflict in Iran, have sent shockwaves through financial markets, and the mortgage rate environment is still sorting through the fallout. The 30-year mortgage rate has held firm above … Read more