Homebuyers and owners looking to refinance should start by reviewing their daily mortgage rate options. Fran Polito/Getty Images Borrowers hoping for mortgage interest rates to decline haven’t had much luck lately. Inflation surged in the latest reading from the Bureau of Labor Statistics, further pushing out the likelihood of a Federal Reserve interest rate cut. … Read more
Today’s mortgage rates represent a genuine improvement from the recent highs we’ve seen. Andrii Yalanskyi/Getty Images After weeks of rampant market turbulence, mortgage rates are finally showing signs of easing. The 30-year mortgage rate has dropped to its lowest point in recent weeks, marking a meaningful shift from where it stood just days ago. The … Read more
With inflation surging again, the costs of homebuying and refinancing are likely to rise once more. taylanibrahim/Getty Images While monitoring the Federal Reserve and its interest rate policy is an integral part of the homebuying and refinancing process, it’s not the only thing borrowers should consider. Mortgage interest rates, after all, are driven by a … Read more
Mortgage rates have changed noticeably recently, both for buyers and owners hoping to refinance. DanDriedger/SimplyCreativePhotography/Getty Images Borrowers hoping for a drop in inflation and a corresponding interest rate cut woke up to disappointing news Friday morning when the latest report from the Bureau of Labor Statistics showed a surge in the rate. Now at 3.3%, … Read more
A reverse mortgage can be a powerful borrowing tool for seniors who take an informed approach. Getty Images/iStockphoto The economic climate that millions of Americans find themselves in this April likely isn’t the one they had anticipated or budgeted for. A new unemployment report showed the rate ticking downward slightly, but only after rising in … Read more
Homebuyers and owners hoping to refinance should begin by familiarizing themselves with the current mortgage interest rate environment. carlofranco/Getty Images Shopping around for mortgage interest rates has been shown to result in a mortgage interest rate around half a percentage point below average. And that makes sense. Mortgage lenders will respond to market conditions in … Read more
Homebuyers and owners looking to refinance should carefully evaluate their rate options before acting now. Kirpal Kooner/Getty Images Average mortgage interest rates in early 2026 were often below 6% for 30-year mortgage terms, and some borrowers were able to find rates closer to the 5.50% mark. That was a welcome development after rates surged in recent … Read more
Before you apply for a home loan, make sure you know what today’s mortgage interest rates look like. jayk7/Getty Images Several recent economic challenges, including the ongoing conflict in Iran, have sent shockwaves through financial markets, and the mortgage rate environment is still sorting through the fallout. The 30-year mortgage rate has held firm above … Read more
Before making any home-buying moves, it helps to understand exactly where mortgage rates stand. Sakchai Vongsasiripat/Getty Images Mortgage rates have been ticking upward since the start of April, and the economic backdrop heading into this new week isn’t doing much to push them back down, either. A wave of new tariff announcements rattled markets last … Read more
With mortgage rates likely to stay elevated for now, it makes sense to focus on what you can control. Catherine Falls Commercial/Getty Images It’s been a bumpy ride for mortgage rates this year, to say the least. At the end of February, rates on 30-year mortgages finally fell below the 6% mark, but they’ve since ticked … Read more