Mortgage interest rates in recent weeks have changed both for buyers and owners looking to refinance. bauhaus1000/Getty Images Monitoring mortgage interest rates on a daily basis for a timely opportunity is an integral part of the homebuying and refinancing processes. Unfortunately for borrowers, what they’ve found in recent weeks has been a bit discouraging. Mortgage … Read more
Locking a mortgage interest rate before the Federal Reserve’s April meeting can help protect borrowers. Serhii Shleihel/Getty Images In a different economic climate, a looming Federal Reserve meeting would be welcomed warmly by borrowers, especially those looking to buy a home or refinance their existing one. The Federal Reserve, after all, is a big driver … Read more
There are multiple factors to consider when determining the direction of mortgage interest rates in 2026. Sorapop Udomsri/Sorapop/Getty Images Despite some declines at the start of 2026, mortgage rates have been on their way up in recent weeks. In early March, the average rate on 30-year mortgages was just 5.75%, according to Zillow data. As … Read more
Homebuyers and owners looking to refinance should start by reviewing their daily mortgage rate options. Fran Polito/Getty Images Borrowers hoping for mortgage interest rates to decline haven’t had much luck lately. Inflation surged in the latest reading from the Bureau of Labor Statistics, further pushing out the likelihood of a Federal Reserve interest rate cut. … Read more
Today’s mortgage rates represent a genuine improvement from the recent highs we’ve seen. Andrii Yalanskyi/Getty Images After weeks of rampant market turbulence, mortgage rates are finally showing signs of easing. The 30-year mortgage rate has dropped to its lowest point in recent weeks, marking a meaningful shift from where it stood just days ago. The … Read more
With inflation surging again, the costs of homebuying and refinancing are likely to rise once more. taylanibrahim/Getty Images While monitoring the Federal Reserve and its interest rate policy is an integral part of the homebuying and refinancing process, it’s not the only thing borrowers should consider. Mortgage interest rates, after all, are driven by a … Read more
Mortgage rates have changed noticeably recently, both for buyers and owners hoping to refinance. DanDriedger/SimplyCreativePhotography/Getty Images Borrowers hoping for a drop in inflation and a corresponding interest rate cut woke up to disappointing news Friday morning when the latest report from the Bureau of Labor Statistics showed a surge in the rate. Now at 3.3%, … Read more
A reverse mortgage can be a powerful borrowing tool for seniors who take an informed approach. Getty Images/iStockphoto The economic climate that millions of Americans find themselves in this April likely isn’t the one they had anticipated or budgeted for. A new unemployment report showed the rate ticking downward slightly, but only after rising in … Read more
Homebuyers and owners hoping to refinance should begin by familiarizing themselves with the current mortgage interest rate environment. carlofranco/Getty Images Shopping around for mortgage interest rates has been shown to result in a mortgage interest rate around half a percentage point below average. And that makes sense. Mortgage lenders will respond to market conditions in … Read more
Homebuyers and owners looking to refinance should carefully evaluate their rate options before acting now. Kirpal Kooner/Getty Images Average mortgage interest rates in early 2026 were often below 6% for 30-year mortgage terms, and some borrowers were able to find rates closer to the 5.50% mark. That was a welcome development after rates surged in recent … Read more