Does homeowners insurance cover HVAC replacement? This is what’s actually included.

Not every HVAC failure is created equal in the eyes of your homeowners insurance company. dontree_m/Getty Images The relentless heat gripping much of the country has put home cooling systems to the test over the last couple of months. As record-breaking temperatures stretch on and air conditioners run for longer hours than usual, many homeowners … Read more

The biggest weather risk for homeowners? It’s no longer hurricanes.

Tornadoes, hail and powerful winds linked to climate change now pose a bigger threat to homeowners than floods, hurricanes and other forms of extreme weather, according to new research.  In 2025, insurance payouts from “severe convective storms” (SCS) surpassed those resulting from cyclones, making them the costliest insured natural disasters in the world, climate risk … Read more

Mississippi homeowners blame a noisy data center plant for sleepless nights. The mayor’s advice? “Consider selling.”

It was 4 a.m. on a Sunday and 46-year-old Jason Haley was once again wide awake.  The suburban silence that Haley had grown used to in his two decades as a resident of Southaven, Mississippi, had, for the last few months, been replaced by a constant whirring, like an airplane hovering over his home, he … Read more

Georgia homeowners are being forced from their homes to help power AI data centers

Georgia homeowners are being forced from their homes to help power AI data centers – CBS News Watch CBS News Some homeowners in Georgia say they have been given an ultimatum: sell your home or the state will take it. Utility giant Georgia Power is planning to build a new transmission line so it can … Read more

When could homeowners realistically expect to refinance? 4 lending experts weigh in

Today’s higher mortgage rates are making it tough for homeowners who want to refinance and save money. FRANCESCO CARTA/Getty Images The mortgage rate landscape has been a rollercoaster for borrowers recently, particularly over the last few months. After sitting in the mid- to upper-6% range for much of 2025, mortgage rates started to improve late … Read more

Should homeowners tap equity to pay off costly debt? Weigh these pros and cons

Using home equity to pay off high-rate debt can be a sound financial strategy, but only under the right conditions. Sakchai Vongsasiripat/Getty Images Credit card debt has become increasingly difficult to manage over the last few years, and it’s causing major issues for borrowers in today’s economic landscape. Not only are credit card interest rates … Read more