How much money can a smart thermostat realistically save during a heat wave?

A smart thermostat could lower your electric bill, but the potential savings may not be what you’d expect. dowell/Getty Images Record-breaking summer temperatures are becoming less of an exception and more of a rule — and, in turn, a recurring challenge — for millions of Americans across the nation. Dangerously high temperatures have stretched across … Read more

When could homeowners realistically expect to refinance? 4 lending experts weigh in

Today’s higher mortgage rates are making it tough for homeowners who want to refinance and save money. FRANCESCO CARTA/Getty Images The mortgage rate landscape has been a rollercoaster for borrowers recently, particularly over the last few months. After sitting in the mid- to upper-6% range for much of 2025, mortgage rates started to improve late … Read more