plunged

America’s birth rate has plunged. Are smartphones to blame?

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A decades-long decline in the U.S. fertility rate has confounded policymakers and economists alike, with experts pointing to possible causes ranging from the economic fallout of the Great Recession to changing public attitudes about parenthood. Now, one economist is pointing to another factor: the iPhone.  A new research paper by Middlebury College economist Caitlin Myers found … Read more

How much will a $60,000 HELOC cost monthly now that rates have plunged?

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HELOC borrowing costs have continuously declined over the past 18 months. sakchai vongsasiripat/Getty Images More than two full percentage points. That’s how far the average interest rate on a home equity line of credit (HELOC) has fallen in just the last 18 months. And with the potential for additional interest rate reductions later this spring … Read more