Can long-term care insurance premiums increase after you buy a policy?

Planning for future care starts with asking the right questions about your long-term care insurance costs. Mohd Izzuan/Getty Images Planning for long-term care has become increasingly important as people’s lifespans continue to increase and the cost of extended care continues to climb. Whether it’s in-home assistance, assisted living or nursing home care, many families are … Read more

Medigap premiums leap, and consumers have few alternatives

After decades of selling insurance, Illinois-based broker John Jaggi had never seen anything like it. More than 80 of his customers who were enrolled in the same Medicare supplemental plan from the insurer Chubb got hit last August with a 45% increase. “In my 49 years of doing biz as a broker, I’ve never seen … Read more

“Kind of morbid”: Health premiums threaten their nest egg. A terminal diagnosis may spare it.

COLUSA, Calif. — Early on, Jean Franklin got some career advice she followed religiously: “Pay yourself first.” So she did, socking away hundreds of thousands of dollars in retirement savings by the time she became a stay-at-home mom at age 41. She and her husband, Charles, a former high school teacher who goes by Chaz, … Read more